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Pension Planning App

Aviva have launched a very useful App to help you with your retirement planning and it’s free! Read more »

Posted in Group Pension Schemes, Pensions, Pensions Review Service, Retirement Planning | Tagged , , ,

PruFund – Risk Managed Funds

When choosing how to invest your money, the choices are huge.  There are literally thousands of funds available to you, investing in different geographical areas and asset types.

Many people I meet require a managed fund.  They want the security of knowing that an’ expert’ is looking after their money and making all the day to day decisions.  Managed funds have been around for many years.  Increasingly, these days they tend to be risk rated, enabling an investor to be matched with a suitable fund.  In recent years, there has been much innovation in this area.  A good example of this is the Prudential’s PruFund, which was launched on 25th November 2004. Read more »

Posted in Business Investment, Investments, Lump Sum Investment, Pensions, Retirement Planning | Tagged , , , ,

Do you have a Back-Up Plan?

You may have seen the adverts on national television for Unum Income Protection. Read more »

Posted in Income Protection, Protection | Tagged , , ,

Professional Wealthcare supports the British Heart Foundation

The British Heart Foundation has recently selected Camberley as a Heart Town. Read more »

Posted in Financial Provision in the event of Serious Illness, Protection | Tagged , , , , , , ,

Do you qualify for an enhanced annuity?

Do you know that if you are a smoker or have a medical condition such as diabetes, high blood pressure, heart disease or cancer, then you could receive a higher retirement income?

Depending on your medical situation, an enhanced annuity could give you up to 40% higher income than a standard annuity, guaranteed for life. Read more »

Posted in Pensions, Retirement Options | Tagged , , ,

The importance of tax relief

When discussing retirement planning with our clients, a great deal of attention is always given to fund choice and the corresponding past performance figures.

However, it is important to remember one of the fundamental reasons why pensions should be the investment of choice for retirement planning. Read more »

Posted in Group Pension Schemes, Income and Capital Gains Tax Reduction, Pensions, Pensions Review Service, Retirement Planning | Tagged , , , ,

When it comes to insurance, isn’t it time you put yourself first?

Just think about all the things you insure as a matter of course.

For instance, more people have pet insurance than health insurance.  Read more

Posted in Financial Provision in the event of Serious Illness, Protection | Tagged , ,

Some Facts About Professional Wealthcare

  1. Professional Wealthcare was created by Barry Sears 10 years ago – September 2001
  2. Barry Sears has been a Financial Adviser for over 20 years – April 1991
  3. Barry Sears has been an Independent Financial Adviser for over 13 years – Feb 1998
  4. Since setting up PW, we have advised 260 clients
  5. Since setting up PW, we have set up 1365 financial plans, an average of 5.25 plans per client.
  6. Our clients come back to us.

The above facts are accurate at September 2011.

Posted in Miscellaneous | Tagged , ,

How far would you get on £81.60 a week?

Unfortunately, you’d soon find out if you became too ill to work.

You might be surprised to find that Statutory Sick Pay is only £81.60 a week.  These days, that’s just about enough to fill up the average family car.  Read more.

Posted in Income Protection, Protection | Tagged , ,

Cappuccino, americano, skinny latte, espresso or £40000 of cover?

Before you know where you are the odd little treat, like your favourite coffee, can soon become a daily routine.  Read more.

Posted in Financial Provision in the event of Serious Illness, Life Assurance, Protection | Tagged ,